Any suggestion on bare down there?

i don't think women have that much of a problem, as much as men, because of the difference - you know, we're very compact, whereas men could have some chafing issues. it might not be a bad idea to see your doctor, who could give you some good suggestions, but if you're too embared for that, be sure that you start wearing boxers a lot, if you've been wearing briefs. if you live alone, be in the nude a lot - give them some fresh air, it'll help. for your bike, do you have the most comfortable, anatomically correct seat possible? that could make a huge difference, if you buy another one. also, baby powder/tal powder is good for irritation or wetness, as it soaks up the moisture and gives your skin a good coating so that it won't be further irritated. the burt's bees one is a great, fragrance-free, sensitive product. perhaps consider buying an itch cream as well, to help out. good luck!